Safeguarding compliance platform
My Role
Product designer
Team
4 Engineers, 1 PM, Treasury stakeholders
Status
Launched January 2025
The Challenge
Following Deel's acquisition of Atlantic Money, we inherited regulatory obligations to safeguard €XX.XM+ in client funds across multiple jurisdictions. Manual tracking via spreadsheets took Treasury teams 2+ hours daily and risked penalties up to €XXM per violation.
Outcomes
reduction in daily compliance time (2 hours → 5 minutes)
0
compliance violations since launch
entities monitored across EU, UK, US
in potential violations prevented
The Solution
The dashboard provides Treasury teams instant visibility into compliance status across all entities. Red indicators immediately flag shortfalls, while the expandable account view reveals distribution across multiple banks and currencies.
Multi-Currency Complexity, Simplified
One of the most complex challenges was handling 20+ currencies across different regulatory requirements. Some currencies legally require dedicated accounts, while others can share a default account.
A flexible configuration system that allows
—
Currency-specific accounts with strict coverage rules
—
Real-time FX conversion for unified reporting
—
Default account for long-tail currencies
Intelligent Automation
Manual transfers were prone to errors and delays. The automation system executes transfers based on configurable rules while maintaining human oversight for exceptions.
Key features
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Automated transfers 30 minutes before reporting deadline
—
Fallback accounts if primary transfer fails
—
Manual override always available
—
Complete audit trail for regulators
Entity Configuration Flow
Setting up new safeguarding entities previously required coordination across multiple teams and systems. The guided configuration flow reduces setup time from days to minutes.
Information Architecture Evolution
Testing revealed users needed both entity-level oversight and account-level detail. The final hybrid approach provides progressive disclosure based on user needs.
Outcomes
Daily compliance checks reduced from 2 hours to 5 minutes
Supporting 10+ entities vs 1 initially, ready for 50+
Zero manual calculation errors
€XXXM+ monitored across XX bank accounts daily
Key learnings
This project reinforced my approach to designing for complex regulatory requirements: make the complicated feel simple without hiding critical information. The key was understanding that different stakeholders needed different views of the same data at different times.
Amplifies human expertise, doesn't replace it
Right information at the right time
Catch errors before they cost millions
Make the right thing the easy thing